CFPB Should Consider a More Dynamic Approach to Prepaid Debit Card Regulation
Little evidence suggests that CFPB's proposal will have desirable consequences, but it will likely increase compliance burdens.
Commentaries & Insights
Our Commentaries and Insights are short-form publications intended to distill long-form research and synthesize current policymaking activity into easily understood concepts.
Justices Debate Benefits and Costs of EPA Mercury Power Plant Rule
Supreme Court considers whether EPA factored costs properly in its 2012 case on Mercury and Air Toxics Standards
Improving Regulatory Accountability: Lessons from the Past, Prospects for the Future
Bureaucracy has outgrown Congress' ability to exercise oversight
One-Size-Fits-All Regulations are a Bad Deal for Low-Income Americans
Long-term benefits may not add up for households at low end of the income distribution
2014: The Regulatory Year in Review
This commentary highlights ten important final rules U.S. federal agencies issued in 2014. Although the agencies predict each rule will offer substantial public benefits, each rule also has considerable expected costs, some of which outweigh the benefits.
Fundamental change in regulatory decisionmaking is needed, and the foundation for that change must be greater humility.
Reducing Regulatory Barriers to Transatlantic Trade
Well-designed regulatory approaches can support international trade and investment
What's New in the Fall 2014 Regulatory Agenda?
The Fall 2014 Unified Agenda identifies 3,415 regulatory actions at different stages of development.
Are Internships the New 'Pathway' Into the Federal Government?
Thanks to the Pathways Programs, current students and recent graduates may now find it a little easier to land a full-time job in the federal government.
Interim Final Rules Over Time: A Brief Empirical Analysis
Interim final rules are an exception to the APA requirement that agencies use the notice-and-comment process before finalizing a rulemaking.